The Gift of Giving

Want more gifts? .  .    .   Have you got gifts you don’t want?   . .  .  .  .  Are your friends and relatives skimping on your gifts? . .  .  .   The answer is……

THE GIFT OF GIVING    “If you give then you shall receive.”

Product Disclosure Statement & Policy Document

 Disclaimer: Although it is tradition that individuals put in a lot of thought, time and effort into even the most economical of gifts, this approach is idealistic and may or may not be expected from a GIFT OF GIVING policy.


THE GIFT OF GIVING (GOG) is a hassle free way to ensure that you will receive gifts on birthdays, anniversaries, festivals and celebrations.


  • Never have to ask for a gift
  • Give the impression of being popular and loved
  • Get gifts that can be re-gifted
  • Shame other people into buying you gifts

How the Policy Works:

Buy a gift for every social event you attend this will ensure that your GIFT OF GIVING policy remains active throughout the year and these people in turn will buy you gifts.

How To Minimise Premiums:

  • Re-gift or recycle gifts received throughout the year (maybe recognised by the receivers)
  • Buy very economic gifts (you may get cheap gifts in return when it is your turn)
  • Buy gifts as a group, offer to organise the gift and avoid monetary payment for your share. For example, if 10 people are pitching in for a $90 present, tell everyone their share is $10
  • Buy chocolates and wine in bulk discount at the wholesale shop.

No Claims Bonus (NCB): If you make No Claims on gifts for yourself throughout the year, then you can apply for a No Claims Bonus.

How To Renew/Change/Cancel Your GIFT OF GIVING Policy:

If you change your mind about your GOG policy, you may stop buying gifts altogether or only buy some gifts throughout the year. The result of this change in policy will not be seen immediately but will be felt after a few months. It is strongly recommended that you do not renew/change/cancel your policy until your own birthday is done.

Cooling Off Period:

If you buy someone an expensive present, there is a mandatory cooling off period of 21 days when you can reconsider your decision, especially if the money can be better spent on yourself.


  • Damaged gifts, inappropriate gifts and doubled up gifts (e.g. 2 lipsticks in the same shade, 2 toasters etc.)
  • Tight-fisted relatives.


How to make a claim: If you have not received a gift from an expected Giver for an event or an anniversary you can ring, txt, email, tweet etc. all the other members who attended the event and complain mildly. These givers will definitely convey the message to each other and through the grapevine, it will eventually reach the ears of the ungracious person who did not give you a gift. This is a subtle name-and-shame social exercise that is very successful.

How You Can Qualify For Rebates:

  • Give the gift in instalments. Buy a whole dinner set but gift it, a section at a time: Dinner plates and side plates for the birthday, soup tureen and platter for the          anniversary, tea cups as a get-well-soon present and tea service for a housewarming   present.
  • Organise a group gift (Please see How To Minimise Premiums)

 Customer Service:  Aggrieved parties should refer to the Claims section of this document. This option may be used in the following cases:

  • Cheap and tacky gift
  • Ridiculous gift
  • Re-gifted gift that you recognize
  • Re-used wrapping paper and tag
  • For more options, see

Recycling of gifts:

This is an important part of THE GIFT OF GIVING policy. Married individuals and joint family systems may find themselves at a greater advantage as gifts from one partner’s family can safely be recycled to the other partner’s family. For more ideas on recycling gifts, see


‘Giver’ is the person who has bought a GIFT OF GIVING policy and traditionally expects to feel noble, kind and exceptional by giving a gift.

‘Receiver’ is the person who gets a gift because of the all gift giving he/she has done through the year.

‘Third parties’ refers to the shops, websites and commercial services that provide the actual gift.

 ‘Gift’ according to the dictionary refers to something given by one person to another without expecting anything in return.




2 thoughts on “The Gift of Giving

  1. marnic2003

    Superb! I tried to comment but couldn’t remember my password!

    Once more you have accurately articulated a complex social contract succinctly🤓.

    See you soon, Nic

    Liked by 1 person

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